Feature film insurance is a unique type of insurance where practically all aspects of production are covered – from film negatives to the unstable actors who frequent rehab. The careers of insurance agents too segue into a film’s production. When shooting starts, they often become detectives, human resource managers, and location checkers.
Fireman's Fund, the biggest insurance provider of Hollywood films, sent out people to check to the shooting location of "Into The Wild" to check if any of the film’s staff could be airlifted to a hospital. Fireman's also went to the overseas shooting locations of "Bourne Ultimatum", making sure that the film used in the shooting the feature film didn’t get destroyed by x-ray machines at the airport. At the Chubb Group, another insurance provider, agents read scripts to check if there are any scenes that would require actors to be in proximity of any explosion.
Feature Films insurance can take up to 2% of a film budget.
Check QuickFilmBudget.com for a sample film budget.
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